Planning A Trip Outside Canada? A Travel Tip You Simply Can't Afford To Ignore


Your holidays are booked, your bags are full and you think you have everything you need: money, passport, tickets and clothing for every occasion. What more could you want?

For almost 41% of Canadians who don’t always travel with it, the answer is emergency medical insurance. Whether simply forgotten or deemed unnecessary, the fact is that travel health insurance should be a must before leaving the country.

When you are away from home, even minor injuries or illnesses can become a major expense. So while an accident or illness can occur anywhere, anytime, emergency travel medical insurance helps protect you from unexpected costs that may come with a visit to a doctor or hospital outside your home country. .

For example, consider the following estimates: A hospital stay in the United States typically costs about $ 2,500 Canadian per day. Even more shocking is that if your condition is severe and you need intensive care, it’s not uncommon for you to end up paying around $ 10,000 a day.

If you are not worried about the costs, because you feel that your province’s health insurance plan will cover it, be sure to review your province’s coverage first. You may be surprised to learn that if your province’s health coverage extends beyond Canada, it will likely be limited.

For example, if you are an Ontario resident traveling outside of Canada, you will be covered for emergency care by a doctor, but only for the cost of the service in Ontario. And, if you need to stay in hospital for emergency services, you’re covered up to $ 400 a day for intensive and complex care. If it is less intensive, the maximum is $ 200.

Why take a risk when emergency travel medical insurance is so cheap?
There is a good chance that you have spent hundreds, if not thousands of dollars on your trip. For a few dollars more, you can protect yourself by making sure you get the attention you need, when you need it, without having to worry about how emergency treatment will be paid.

The following travel health insurance quotes are readily available online and show how much emergency medical insurance actually costs:

o For travelers aged 16 to 40, travel medical insurance is available starting at $ 15 for a 2-week trip – or for $ 26 for an annual travel health insurance policy that covers each 2-week trip take in a year.

o For travelers aged 41 to 55, travel medical insurance is available for a minimum of $ 15 for a 2-week trip – or a minimum of $ 27 for an annual travel health insurance policy that it covers you for every 2 week trip you take in a year.

o For travelers between the ages of 56 and 59, travel medical insurance is available starting from a minimum of $ 21 for a 2-week trip – or a minimum of $ 28 for a health insurance contract of annual trip covering each 2 week trip to take in a year.

Quotes refer to single and annual travel emergency medical insurance for an Ontario resident traveling overseas or in the United States.

Without emergency medical travel insurance, an illness or injury could not only ruin your vacation but probably have financial consequences for years to come. Why take a risk when emergency travel health insurance costs so little and can save you so much? Not to mention the tranquility it will give you to know that you are covered.

Don’t leave home without travel health insurance. Compare the prices of an emergency medical travel insurance online today and get the coverage you need for your travels. It’s travel advice that could save you thousands of dollars.



Cosmetic Surgery in Mexico – Options to Travel and Improve Your Bustline


Healthcare costs have steadily increased at a rate that far exceeds average household income. For optional surgeries and procedures beyond insurance agency coverage, most patients are left with no viable options to afford treatment. Because of this terrible situation, people started looking for affordable health alternatives abroad.

Medical travel, also known as medical tourism, seeks to solve this problem. Simply put, many of the problems that led to the cost of healthcare in the United States do not exist in other countries. In Mexico, the same procedures are available from highly qualified doctors, but are offered at a fraction of the cost. For those who want cosmetic surgery, Mexico has become the preferred travel destination.

Breast augmentation surgery is consistently counted among the most desired elective procedures. Women who undergo this surgery often speak of a significant increase in self-image and sexuality. Reasonably priced cosmetic surgery in Mexico has allowed thousands of women to shape their bodies to better adapt to their self-image.

Of course, the biggest obstacle in medical travel is finding the right destination for you. Mexico offers some of the best locations for cosmetic procedures due to its proximity to the United States, as well as its state of the art medical care and variety of medical travel destinations available.

Pampered service

Cancun offers a unique view of medical travel services. Not only are the latest cosmetic procedures available, but the unique vacation destination can offer a completely rejuvenating experience. An example is the Perfection Aesthetic Surgical Medical Spa, which combines a staff specialized in surgery and infirmary with complete spa and therapeutic services.

Located just one minute from Cancun’s famous white sand beaches, Med Spa offers a wide range of surgical and non-invasive procedures in a facility designed to make you feel comfortable, safe and relaxed with a highly qualified bilingual staff ready to take you care for all your needs.

Under the direction of an internationally trained surgeon, the clinic offers cosmetic surgery for face and body to help you look your best. Not only can you have a breast augmentation, a lift, a reduction or a combination of bust procedures in the clinic, but you can add a spa-like element to your trip by enjoying treatments designed to provide your skin with a younger and more refreshing look. , such as Botox, Fraxel laser skin resurfacing, therapeutic ultrasound, thermage and more.

There are many packages available that offer items that are often found in a vacation package, such as transportation, medical services, spa treatments and concierge services. Cancun offers a unique opportunity for medical travel which is partly surgery and partly on vacation.

Relaxing facilities

Not all specialists are located in a large city or in a popular tourist destination. The city of Mexicali in Baja California, Mexico is home to Mexicali Health Care, where the first thing you will notice is the quiet. Mexicali is not a very popular tourist city. It is a little slower and more relaxed. Mexicali is the type of place where you will know the name of your doctor and your doctor will know yours.

The health system consists of two hospitals, the Hispano Americano Hospital and the Hospital de la Mujer. Literally it means Women’s Hospital, this structure addresses and specializes in the care of women. Cosmetic surgery is one of the focal points of the hospital. With highly skilled surgeons and a state-of-the-art facility that can rival any other found in the United States, Mexicali offers some of the best prices in breast modification surgery. Packages are available which include ground transportation, procedures and hotel accommodation.

Metropolitan structures

For those who want everything a big city has to offer, Angeles Tijuana Hospital could be your choice for cosmetic surgery in Mexico. Angeles Tijuana hospital has treated more Americans traveling abroad than any other hospital in the world. Founded in January 2006, the Angeles Tijuana Hospital is located just minutes from San Diego, in a beautiful commercial district that offers many nearby amenities, including a cinema with English films and a handful of excellent restaurants to choose from, including which many American favorites.

Ideally located, Tijuana’s medical facilities are uniquely located on the border between the United States and Mexico in the sister city of San Diego. The medical trip to Tijuana is perhaps the easiest option for cosmetic surgery in Mexico. A simple domestic flight to San Diego airport simplifies travel. Therefore, patients traveling on medicine are transported directly to the hospital by a special medical shuttle, ensuring maximum practicality and safety.

Ultimately, the Mexican medical system has opened many doors to Americans. While the United States system does not allow for healthy competition, medical travel offers patients the opportunity to choose the best services for their particular situation.

The wide range of cosmetic surgery options ranging from breast augmentation, lifting, reductions or a combination of procedures are all available. Patients can expect the same treatment options and skills in Mexico that they find in the United States. In combination with realistic prices that bring the prices of procedures back to many, medical travel is a unique solution to an American problem.



All About Travel Insurance And Its Categories


One of the best ways to protect yourself from unexpected events during your travels is to insure travel insurance. Most banks offer this product as a kind of safety net and a means of helping travelers feel comfortable on their journey.

For those who don’t really know it, travel insurance covers the financial losses or medical bills that you may have to bear on your national or international trip. Typically, this insurance product has five main categories that you may want to know.

Trip cancellation insurance. You will be covered in the event that you or your travel companions have to interrupt, delay or cancel the trip (perhaps due to weather problems, injuries or illnesses, problems with passports or visas, unexpected business conflicts, terrorist acts or accidents on the way to the airport).

Travel or medical medical insurance. This provides coverage in the event that the insured person falls ill or is injured while traveling. The difference is that travel medical insurance only provides short-term coverage (from five days to a year), while major medical insurance is ideal for people who will travel between six months and a year or more.

Emergency medical evacuation insurance. If you are in a remote rural area or in any place where there is limited or absent access to the necessary medical facilities, this insurance policy will cover the medically necessary evacuation and transportation to the appropriate facilities.

Accidental death / flight accident insurance. In the event of accidental death or serious injury from a flight accident, this insurance policy will pay benefits to the surviving beneficiaries of the insured.

It is best to evaluate the nature of your travels, your health background and the activities you will be involved in to help you determine if travel insurance will prove particularly useful. For example, you may want to consider your ability to pay the full cost of a trip home in case of an emergency and having to make an unscheduled business trip or if you will be able to pay. medical treatment in case someone in your party with a health condition gets sick. Factors like these can help you understand if the insurance will prove valid or not. If you decide to get it, remember to read the fine print carefully and ask the bank staff to explain each policy so that you can make a fully informed decision.

Click here to find out more about travel insurance.



Home Healthcare Solutions – Blazed B * Mobile Travel Mate For Senior Mobility


If style and utility are your preferences, then the Bladez B * MOBILE Travel mate 4-wheel scooter could be the ideal healthcare mobility scooter for you! When it comes to mobility for the disabled, this scooter is definitely a pioneer among all the other brands available. What sets Bladez B * Mobility vehicles apart from the competition are the latest technologies and features that offer functionality and style. Depending on your personal preferences and required product specifications, this utility product is the right thing to start. This FDA-approved medium-sized electric scooter is ideal for a wide range of users, from the elderly who need home health equipment, to the disabled, who want the freedom to move safely and independently. With its fully adjustable folding seat offering height adjustment, 360-degree seat rotation and folding arms that allow users to change the width for maximum comfort, this mobility aid for the scooter offers freedom to individuals as well as stability and maneuverability. The Bladez B * Mobile scooter, located on free flat Mag wheels, can travel up to 15 miles on a single charge providing reliability and peace of mind when it is most needed. The speed on this unit reaches 4.5 mph which makes it safe for driving indoors or out. The weight capacity is 300 lbs. making it very robust for those with heavier bezels.

With a front basket and double rear-view mirrors, the Bladez B * Mobile travel companion is practical and elegant, a perfect combination for those looking for a little more than the typical mobility scooter.

Additional product specifications include a 41 “turning radius, a 2” maximum ride height and a 42 “overall length. This scooter is 24” wide, therefore small enough to maneuver, but large enough to ride comfortably. With a weight of 117 lbs. (without seat), this home health product is light enough for portability and strong and stable enough to allow users to travel safely and independently. Bladez B * MOBILE is the first home care solution that offers many desirable features for elderly home care. There’s also an on-board charger with a retractable power cord for those times when you may need to recharge your scooter away from home.

Awesome, isn’t it?

The mobile travel companion Bladez B * is available in the colors Magic Black, Metallic Silver, Arctic Blue and Snazzy Candy Apple Red, so a color is available for a variety of tastes and preferences.

The cost of the mobile travel companion Bladez B * is $ 1999.99.



Ways To Protect Yourself When You Travel Abroad


When you travel internationally, you are vulnerable in several ways. This gives you an incredibly good reason to protect yourself when traveling abroad. Of course, many things will be out of your control, but personal safety is indispensable when it comes to traveling to foreign countries. It is true that many people in this world no longer consider this world a safe place and therefore cancel their travel plans. So if you are concerned about your personal safety, here are some ways you can keep things under control.

Identity theft

Identity theft is one of the worst things that could happen to a traveler. When you travel you take your whole life with you, but when those personal details lose the damage they are serious. This is especially true for laptops and smartphones. The loss of the monetary value of the gadgets is much less than the lost data, which can expose you to unwanted strangers. For this reason, it is best to keep all your personal items close to you and keep an eye on them. While when using the Internet in public places, make sure you are connected to a secure network.

Out of place items

No need to worry about identity theft while traveling. Sometimes, it’s also about putting things out of the way and then worrying about them for the rest of the vacation. It always happens, especially during the high season. Bags of the same appearance are taken away by others mistakenly like theirs and then it takes forever to find each other. When it comes to selecting a luggage bag, it is best to choose the ones that stand out from the crowd because almost all passengers have a black, blue or red bag. If you can’t afford to do it, personalize your bag so that you can immediately recognize it among others.

Protect health

Winters and extreme summers are mostly the time when people experience health problems while away to enjoy the holidays. Sometimes the situation gets out of control and you have to do everything in your power to avoid it. Keeping your health safe while traveling is essential. If you are not stable from a health point of view, your entire journey will be affected.

Protect what you leave behind

Perhaps the most problematic thing about protecting yourself is protecting what you are leaving behind. Your house contains many things and many thieves are chasing situations where the house is vacant. That’s why when you are thinking about how to protect yourself, also think about how you will protect your home while traveling. Consult a relative or friend who can keep a watch in your place while abroad. The point is not to make your home vacant. Keep your garden in good shape, keep the lights on when it is dark, make sure that someone is walking your pet so that it looks like the house is occupied.



Tips to Get Ready For an Air Ambulance Flight


If you plan to travel for some medical needs, such as medical tourism or medical treatment, you can consider an air ambulance for a safe and comfortable journey.

It may take some time to prepare for an air ambulance fight. But a reliable service provider will provide all the assistance you need throughout the process. For best care and peace of mind, we suggest you follow the tips below for better preparation.

Decide your destination

For specialized care and fair prices, do your best to find the best destination. Air ambulances traveling internationally may be the best choice in this case. Other than that, you can talk to your doctor for advice.

Learn more about air ambulance providers

Here, it is important to realize that the service you choose to travel is as important as the health professional you choose for the treatment. Before choosing a service, here are some important considerations to make.


Good service providers are accredited by CAMTs, which are responsible for regulating and supervising medical transport service providers.


Based on your travel needs, you need to choose the right plane.

Clinics and suppliers

Patients may have health problems while traveling on an airplane. Hence, it is important to find out the type of healthcare personnel who will be on the plane on each flight. Most aircraft have respiratory therapists in addition to an experienced nurse.

Important documents

Make sure to deliver your important medical documents to the air ambulance service. Without the documents, you may not be able to get the health care you need.

In addition to medical records, be sure to also provide your unexpired passport. Make sure you have prepared these documents a few days before the flight date to enjoy a fantastic air ambulance experience.


On an air ambulance, there are also different types of medical equipment to monitor patients and help healthcare professionals cope with medical emergencies that may arise. So there won’t be much space for luggage. Therefore, be sure to take the things you need.

Things you might want to pack include documents, clothes, snacks, books and other things you may need for entertainment.

Ground transportation

Last but not least, it is important to keep in mind that an air ambulance will pick you up from one airport and land on another. Therefore, you may want to look for good ground transportation so that you can reach your destination from the airport you landed on. Often, the air ambulance provider can help you make arrangements for this transportation for you.

But be sure to speak to them in advance for the best possible assistance. It may take some time to arrange transportation for you.

In short, if you plan to fly on an air ambulance for the first time, it may seem like a difficult undertaking for you. However, if you have a solid plan in place, your journey can be as simple as possible and you won’t have to face any problems.



Medical Tourism – What to Know Before Traveling For Weight Loss Surgery


It is estimated that a quarter of a million people will undergo bariatric surgical procedures in the United States this year for the treatment of obesity and pathological obesity. Roux-nY gastric bypass surgery, considered the gold standard of weight loss surgery, will be performed more frequently at a cost of $ 40,000 or more per surgery. “Abdominal fascia” and gastric sleeves procedures will be less invasive for approximately $ 20,000 per surgery. More and more people are choosing to travel outside the United States to have these procedures in accredited facilities where quality and safety are ensured by international government bodies and the costs are less than half.

Medical tourism: the process of “leaving home” for care and treatment abroad or elsewhere nationally – is an emerging phenomenon in the health sector. A 2008 study suggests that Americans are leaving their homes more than ever before to receive medical treatment outside national borders in an attempt to seek out less expensive quality medical care. Note these points from the Deloitte 2008 Survey of Health Care Consumers:

  • Healthcare costs rise 8% per year, well above the consumer price index (CPI), resulting in the consumption of corporate profits and household disposable income.
  • The safety and quality of care available in many offshore settings is no longer a problem: organizations, including the Joint Commission International (JCI) and others, are accrediting these facilities.


Receiving safe and quality care is the main problem for consumers who consider outgoing medical tourism as a therapeutic option. Consumers seeking treatment outside the United States should seek out centers that have been reviewed by the Joint Commission International (JCI) which was launched in 1999 after a growing demand for resources to effectively assess quality and safety. There are over 120 hospitals worldwide that are accredited through the JCI. Patients should also look for programs that advertise these attributes:

  • Doctors and care teams trained in the United States
  • English speaking services
  • Use of clinical information technologies
  • Use of evidence-based clinical guidelines
  • Affiliations with reputable high-level US supplier organizations
  • Coordination of pre and post discharge assistance
  • Provision for adverse events that require services not available in the facility


JCI and other governing bodies answer security questions in frequent reviews to protect the safety and rights of the medical tourist. Security questions in the accreditation process include:

  • Are accreditation certificates regularly renewed?
  • Is the hospital following all standard safety rules? Are disposable materials treated properly?
  • Are food and hospital facilities hygienic?
  • Does the staff speak fluent English or is it a competent interpreter to prevent any communication errors?
  • How secure is the environment on the provider’s site?
  • What are the precautions to be taken for post-procedural care?

Packages and financing:

Packages will often include, but are not limited to, hospitalization, hotel stay, ground transportation, blood tests and x-rays, surgery, anesthesiologist fees, expenses for the surgeon’s assistant, surgeon & # 39; personal fees, nurses’ expenses, discharge of drugs, medical devices and miscellaneous. Transportation to and from the destination and the cost of a travel companion are not included in most packages. Many centers facilitate the funding of the medical procedures they offer through a third-party funding company not associated with the medical facility.



The Risks and Rewards of a Travel Nurse


There is a shortage of nurses internationally, especially in America. Due to higher living standards in developed countries, many people live longer and expect treatment for diseases. This expectation of help makes the demand for nurses much higher than it was in the past.

In movement

A travel nurse is hired to work in a healthcare facility for a temporary period of time, like most nursing professions. However, an intrinsic aspect of this profession is that it involves one who takes a temporary job in the United States.

A travel nurse must uproot, pack up all her belongings, fill in large quantities of paperwork and then leave behind wherever they came to call home.

Office work

An important part of being a travel nurse is the amount of paperwork involved. One must have the appropriate licenses, medical care specializations and quality of health. Usually, once the documents related to these problems have been resolved, they will not have to be filled in for some time. Nursing agencies will often accept others & # 39; paperwork for a certified traveling nurse.

Why would anyone choose this lifestyle?

They do it for adventure, money and benefits. Some people would like to travel before they die. They want to visit other states and observe culture there. These people need to experience new climates and environments.


For them, their desire for adventure must be satisfied. Becoming a travel nurse satisfies this hunger. They travel from place to place and can see places where they don’t save lives.


Travel nurses also tend to receive higher pay levels than regular professional nurses. Often, nursing agencies will assist travel nurses to provide rented vehicles, to cover travel expenses, to rent houses and to provide health insurance. Some of these offers can be really sweet with many nice benefits.


However, they should always try to quantify the benefits in their cash value. All benefits are paid but are usually deducted from the money the nurse would receive. Free items are not free, as much as taken by the preventive nurse.

On the other hand, those benefits could come from a large amount of money that the nursing agency has access to. Therefore, the potential travel nurse must carefully observe the offers that are given to him, especially when they affect months of his life.

One advantage that the travel nurse should be aware of is tax-free accommodation. This is basically a home base to which the nurse returns between jobs. There are some very difficult ways to make it work, so if the nurse is offered tax-free housing, they should study the topic and get tax advice.

Being a travel nurse is undoubtedly a demanding occupation. One must be a specialist who can be called to various locations in the United States to help others. This is a difficult but also rewarding lifestyle. A nurse’s healing abilities are held in such high regard by everything that hospitals across the country want.



Popular Places For Medical Tourism


Medical tourists from different countries travel for health purposes to those countries that have quality health services at reasonable prices. So they spend extra money on travel, health care and accommodation in places of care. Medical tourism is an old concept because thousands of years ago people traveled for medical purposes or for spiritual treatments in different countries. Many factors are taken into consideration when choosing a destination for medical tourism such as high health services and costs, pending certain procedures, availability and convenience of international travel, the latest quality and technologies used in the treatment.

Some of the most popular places include Europe, Japan, the Middle East, the United Kingdom, the United States, Canada and Costa Rica. These places are famous for the quality of their health services, technology and the expertise of doctors. The hospitals of Bolivia, Colombia, Brazil, Argentina, Costa Rica, Mexico, Cuba and Turkey are famous for cosmetic surgery treatments. Surgeons from South American countries such as Bolivia, Brazil, Colombia and the Argentine guide plastic surgery thanks to their experience and knowledge. Plastic surgery is very common in Argentina, Bolivia, Mexico, Colombia and the United States. Slovakia, Belgium and Poland are entering the healthcare sector.

A large number of Americans go abroad for healthcare, although healthcare facilities are also available in the United States. There are many intermediate companies that provide assistance in medical tourism. These companies offer comprehensive health care at reasonable costs. There are several commissions and companies that deal with the quality and standards of hospitals available for medical tourism. Countries like Malaysia, Thailand, India and Costa Rica have many infectious diseases compared to North America and Europe. So medical tourists have to stay for some time in the country they choose for health care because traveling immediately after surgery can create many complexities. Tourists with respiratory and heart problems avoid long flights and combine their vacation trips with medical visits.

North American places

The quality of healthcare in Canada is not inferior to that of America, but medical tourists can save 30 to 60 percent of their costs compared to America. Medical tourists can save up to 80 on health services in Costa Rica compared to the United States. Costa Rica is famous for cosmetic surgery, dental surgery, weight loss and orthopedics. Knee replacement surgery is very inexpensive, so patients travel to Costa Rica for medical tourism. Patients from all over the world travel to Cuba for the best quality of health services and the excellent reputation of their doctors. Medical tourists in Europe and Latin America travel to this destination because of its situation and save up to 60-80 percent compared to fares in the United States. Cuban hospitals are known primarily for cancer treatment, cosmetic surgery, joint replacement, eye surgery and addiction rehabilitation. The Cuban government has taken many steps to increase revenue from medical tourism and patients from the United States, Canada and the United Kingdom visit Cuba for medical treatment. The Dominican Republic is a very popular destination for hip replacement, bariatric surgery, plastic surgery, knee replacement, eye surgery and all other medical treatments. Medical tourists can save 50 to 75 percent compared to costs in the United States. Mexico’s plastic surgery and dentistry health services are appreciated by the world. The costs of these treatments are from a quarter to a fifth of the American costs. The quality of health services in Mexico is very high and medical tourists are satisfied.

Quality health services, location and dollar as the official currency are the reasons why Panama is famous for its medical services. Panama’s medical professionals are trained in the United States and use the latest technologies to provide quality health services. Medical tourists can save over 50 percent of their healthcare costs compared to Europe and the United States. Dental implants, assisted reproduction, cosmetic dentistry, plastic surgery, cardiology, orthopedics and pneumology are popular procedures in medical treatments. Brazil’s surgeons have gained worldwide fame in cosmetic surgery.

South American places

Orthopedic surgery, cosmetic surgery, transplant surgery, eye and cardiovascular surgery are popular procedures in Colombia. Health services in Colombia are cheap and foreigners can get human organs from Colombia. Colombia’s doctors are experienced and have worked in many countries in Europe and the United States.

Asian places

China has gained popularity in stem cell treatments. Medical professionals from India are famous for hip resurfacing, cardiac surgery and areas of advanced medicine. Treatment costs in India are very low, which is almost a tenth of the United States treatment costs. The health service in Malaysia is also very popular and Malaysian doctors are trained in hospitals in the United States and the United Kingdom. New Zealand is a popular medical tourist destination for fertility treatments and non-active surgical procedures. Doctors are trained in hospitals in the United Kingdom and the United States. Healthcare costs are very low compared to the United States. Thailand is popular in organ transplantation and cardiac surgery at lower prices.


In addition, British and Canadian medical tourists do not wait long and travel to Germany for medical treatment. New tumors and spinal surgeries are well cared for in Germany at lower prices. Dental services in Ukraine are provided at lower costs. High-class materials and equipment are used in dental clinics and hospitals. There are many places suitable for medical tourism but a medical tourist chooses based on his choice and convenience.



A Guide to Buying and Using Travel Insurance


Is travel insurance really necessary?

Traveling is already expensive enough, isn’t it? The cost of airfare, cruises, hotels, ground transportation, food, activities and entertainment is already high enough. I don’t know about you, but I work hard for my money and when I travel I want to keep my money in my pocket as much as possible. Is travel insurance a necessity or a luxury? Why not cut some corners here and there. Why buy something if it’s not really necessary?

My personal answer is, of course, that I am not independently independent and cannot bear the potential financial losses that I would have to bear if I needed medical attention while traveling. Not being autonomously wealthy also means that you are on the market for adequate but cheap travel insurance. I suspect you are in the same location, so you also need cheap travel insurance. If you are still not sure about this, consider the following.

Did you know that if you get sick or injured while traveling abroad, your medical plan may not cover all the expenses you will have to bear? If the costs of the treatment are higher than the maximum of the medical plan, you will be responsible for the difference, unless you have already purchased travel insurance. In fact, you may not even be hospitalized in some countries without proof that you have health or medical insurance.

This applies to everyone, regardless of age or duration abroad. Let’s say you get sick only a few hours after arriving at your destination. Or suppose we go on a day trip to another country and get injured in a car accident. Or suppose that one of your children is part of a group that makes a class visit abroad, suffers food poisoning and requires hospitalization. In all cases, without adequate travel health insurance, you will be liable for costs above and beyond the limits of your existing medical plan.

Therefore, before going abroad, you must make sure that you are adequately covered by travel medical insurance that will not make you lose your budget. You should check whether adequate coverage is already available to you through your medical plan, employee benefits or even through a credit card. If the coverage is sufficient for your needs, you can enjoy the trip without incurring the extra costs of travel insurance. However, if you are unsure of your coverage or if your coverage is inadequate or non-existent, the next step should be to research and purchase the necessary travel insurance coverage.

How much can you expect to pay?

When I purchased my first flight ticket to China a few years ago, it cost around $ 2000 return and my travel insurance cost me over $ 500 because I had not made online purchases for cheap travel insurance.

A few years later, a little older and wiser, and my travel insurance for another trip to China cost me a lot less – about $ 300 for about the same coverage. The difference? Before buying my travel insurance for the second trip, I made online purchases and got the coverage I needed, at the right price. If I had purchased my travel insurance for this last trip from my travel agent, it would have cost me about $ 600 for the trip and my plane tickets would have only cost $ 1,500! It’s not exactly the smart way to go.

So how much will it cost you? Not as much as it will cost you if you get sick or injured abroad and you don’t have any travel insurance coverage! This is the obvious answer to the question.

In fact, how much the travel insurance costs will depend on your age and the type of coverage you choose. Basic policies cost only $ 5.50 USD per $ 1000 of coverage. On the other hand, you can expect that a full coverage policy will cost you 7 to 10% of the cost of travel, depending on your age. The older you are, the more you will pay. Regardless of the cost of the policy, however, it will certainly be much less than the cost of medical evacuation!

The good news is that you can easily, comfortably and quickly research and locate excellent yet inexpensive online travel insurance and cut costs while making an informed purchase. This is much better than taking what is offered to you by the travel agency because you can choose from hundreds of insurance companies and travel policies and save a lot of money in the process. One place where you can start your search is Travel Insurance Central, []

What you should consider when buying travel insurance

To help you research, here are some tips to help you make an informed purchase.

1. Consider the worst case scenario. If you can financially resist the worst case scenario, maybe you don’t need travel insurance or maybe you don’t need a global policy.

2. Make sure that the policy you are considering provides adequate medical / dental coverage, including coverage for medical evacuation in case you need medical attention in a place where the best treatment available is below the standards you are used to in your country. This can happen if you get sick in a developing country or even on a cruise ship.

3. Check your existing insurance policies for possible coverage. It makes no sense to pay more for what you already have in your property or tenant policy, such as theft and loss coverage.

4. If you are a frequent traveler, you should consider annual or year-round travel insurance policies. They are sometimes called multi-trip travel insurance policies. Whatever the name, these policies can be relatively inexpensive when compared to single-travel travel insurance policies.

5. Know what you are buying, so read the fine print. Make sure you understand what the company considers a legitimate reason for cancellation or termination. If the list is too restrictive, perhaps you should consider another policy.

6. Don’t just buy from your travel agent. He will probably only have one company product (s) available and it’s there for your convenience, but that convenience can be quite expensive!

7. Ask many questions about coverage. Play the “what if” game. Ask for clear explanations on terminology. Make sure that you and the travel insurance company speak the same language.

8. Do not purchase insurance through the transportation service provider. If the airline goes bankrupt, how adequate will your insurance coverage be?

After purchasing your travel insurance

Remember that your travel insurance policy covers you between specific dates, so don’t start your journey early or extend your journey without first changing the travel insurance coverage dates. Sure, this may cost you more, but it’s cheaper than finding you without coverage when you need it most.

Furthermore, it is almost obvious that you should bring your travel insurance policy with you when you go abroad. You cannot consult politics if it is sitting on the desk at home. You should also bring your travel insurance company’s free support phone number and other contact information with you wherever you go. It doesn’t do you any good if you get sick or hurt and the necessary political information is contained in your hotel room. It is also a good idea to bring your regular medical insurance cards and information with you.

I hope these tips will help you with the best travel insurance for you. So make your trip with the peace of mind that comes from knowing that you are insured by the right travel insurance policy at the right price. Have a good trip!